Our home buying Process




#1 - Plan

First, we'll find out what your immediate goals are

Aligning with your goals is what we do differently than most other mortgage companies. The classic model of "walk in, apply, and hope for an approval" is no longer good enough. We take time with you to go over the entire process, not just getting a mortgage. Read more on our PLAN process below

#2 - Prepare

Next, we'll help you map out your strategy

Good strategies will vary from person to person. Building yours takes analysis, qualification, trust, and due diligence. Things like working closely with your realtor to set your offers apart from the rest with our Home Buyer Guarantee program, and looking closely at the diversity any usage of your credit cards to get you a better interest rate are two examples of what this step is about. Ultimately after this step you'll have a pre-approval in hand, backed with the confidence you need to make good decisions.

#3 - home

Finally, we'll execute the plan, Together.

You've executed the plan and have an accepted offer. Now it's time to cruise through the contract phase, all with our team closely by your side. Normally your realtor is the only one helping you at this point, but we feel that our clients deserve our support no matter what. Let us free up your doubts on the mortgage process while you focus on the decisions you need to make for your purchase. Then, reap your reward and get the keys handed to you. There's no better feeling for us than knowing our clients got the home they deserve.

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3919 30th St. San Diego, CA 92104

© 2018 by Kyle Palaniuk at C2 Financial Corp NMLS 135622 | CA BRE 01821025 | Ind. Licenses: Kyle Palaniuk  NMLS 984138 CA BRE: 01932878 

All loan approvals are conditional, not guaranteed and subject to lender review of all information. Loan is conditionally approved when lender has issued approval in writing, but until all conditions are met, loan cannot be funded. Specified rates may not be available for all borrowers. Rate subject to change with market conditions. C2 Financial Corporation is an Equal Opportunity Mortgage Broker/Lender. In California, This licensee is performing acts for which a real estate license is required. C2 Financial Corporation is licensed by the California Bureau of Real Estate, Broker # 01821025; NMLS # 135622. For state licensing information outside of California, click here. C2 Financial Corporation is approved to originate VA and FHA loans, and has the ability to broker such loans to VA and FHA approved lenders. C2 Financial Corporation is not acting on behalf of or at the direction of HUD/FHA or the VA. Privacy Policy