The Eureka was the whole point.

From North Bend to North Park.

I grew up in North Bend, Oregon — a small mill town on the coast where you learn early that a person’s word is most of what they’ve got. I studied economics at Pacific Lutheran University, then went and taught English in South Korea, which turned out to be the best training a future mortgage broker could ask for: every single day was an exercise in taking something complicated and making it land for someone who didn’t share my vocabulary.

I founded Plan Prepare Home in January 2019, under the roof of C2 Financial, with a stubborn idea: a mortgage should be explained, not sold. Most people walk into the biggest financial decision of their lives being asked to trust a stranger. I wanted to hand them something better than trust — I wanted to hand them the math, and watch the lightbulb go on.

Advice you can check the math on.

I think of the job as fiduciary work, even when the title doesn’t require it. That means the recommendation you get from me is the one I’d give my own family — and I’ll always show you the numbers underneath it so you never have to take my word alone. If the math doesn’t hold up when you check it, it wasn’t good advice. That’s the standard the whole team is held to now.

A trumpet, an arch, and a neighborhood.

When I’m not on a loan, you’ll usually find me with a jazz trumpet in hand somewhere in North Park — the neighborhood I’ve made home. A lot of that life runs through Granada House, the arch on Granada Ave where art, music, and community collect, and where we also happen to help families get into their homes. I’m a believer that the person handling your mortgage should be someone you’d actually want to run into at the farmers market. I try to be that person.