Independent Mortgage Team · North Park, San Diego

Buy a home. Build a life around it.

From Granada House in North Park, we help homebuyers across eight states plan, prepare, and get home — then stay in your corner for the whole mortgage-life after, so you can build the community around you.

5.0★ from clients on Google & Yelp  ·  a real human replies ASAP

The whole philosophy

Education before applications. Real scenarios before decisions. Preparation before pressure.

How it works

One road home.
Three chapters.

01 — PLAN

The lights come on.

"Wait — I can actually do this." We unlearn the myths, fill every knowledge gap, and build the plan around your goals, your budget, and your questions. All of them.

02 — PREPARE

The real pre-approval.

A little paperwork — less than you think — a strategy that fits your life, and a pre-approval that actually means something when you make an offer.

03 — HOME

Execution, together.

The search, the offer, inspections, appraisal, underwriting — all the way to keys in your hand. The part where others go quiet is where we get loud.

Walk the full road →

The reputation

The reviews say it better.

First home or fifth, W-2 or self-employed, simple file or the kind other places turn away — if there's a path, we find it. Our clients have kept the record perfect.

5.0
on every platform clients review us — Google, Yelp, all of it
8 states
licensed and lending: CA · AZ · CO · TX · FL · OR · WA · NE
25+ yrs
of combined lending and real-estate finance experience on the team
Every path
first-timers, self-employed, unique income — creative isn't a buzzword here, it's the reviews' word
"Plan Prepare Home was incredibly helpful in guiding my wife and I through the entire process of buying our first home."
KEVIN LONG · GOOGLE ★★★★★
"Kyle and Anthony were terrific every step of the way and enabled me to get a home mortgage in record time."
LISE HAMILTON · GOOGLE ★★★★★
"Jim is a truly exceptional loan officer! He provided invaluable assistance in our purchase of our first home."
DEENA A. · GOOGLE ★★★★★
"Jim with Plan Prepare Home was such a pleasure to work with. He and his team made the home-buying process smooth and easy."
JENNA HANSON · GOOGLE ★★★★★
"Kyle and his team are Amazing! I can always get a hold of him when I have questions on a loan."
JANINE SMITH · GOOGLE ★★★★★
"Kyle is a savant in his field and treats his clients with the personal investment and responsibility you'd expect as if he was working his own mortgage."
ROBERT H. · YELP ★★★★★
"I have been working in the real estate industry since 2009 and I have never seen a Loan Officer who cares so much for his clients and goes so far above and beyond."
EMIL A. · YELP ★★★★★
"Kyle helped us purchase our first home a few years ago and recently helped us close on our second property in North Park. We cannot recommend him and his team highly enough."
MARTIN W. · YELP ★★★★★
"Kyle and his team worked wonders for us in the acquisition of our San Diego home. Naturally when it came up for a refi, we contacted him."
CONRAD T. · YELP ★★★★★

Where we work

Local roots. Eight-state reach.

Home base is North Park, San Diego — but everything we do travels: planning calls, live scenarios, your client portal. Down the street or two time zones away, the experience is the same. Tap a state to see the local playbook.

California — home base, San Diego Arizona Colorado Texas Florida Oregon Washington Nebraska

Who we are

Three humans. Zero suits.

We're neighbors, parents, musicians, and (between us) a few decades of getting San Diego families home.

Ink for now — real photos of us in our natural states are on the way.

Our home

We work out of Granada House.

A place in North Park where art and community come together — gatherings, music, exhibitions, good friends. It's also where we help families get into their new homes. Business in the front, party in the back.

Visit granada-house.com →

Three doors, pick any

Ready when the lightbulb goes on.

Two minutes of questions, zero commitment, no credit pull — or skip straight to the application, or just text us like a person.

Not sure where to start?Pick a door — prove you're ready, rate yourself, check how you qualify, or just skip to a human. Choose your path →

A real human replies ASAP. Every message you get from us was written or approved by Kyle, Jim, or Anthony — that's a promise, not a chatbot.