Independent Mortgage Team · North Park, San Diego
From Granada House in North Park, we help homebuyers across eight states plan, prepare, and get home — then stay in your corner for the whole mortgage-life after, so you can build the community around you.
5.0★ from clients on Google & Yelp · a real human replies ASAP
The whole philosophy
How it works
"Wait — I can actually do this." We unlearn the myths, fill every knowledge gap, and build the plan around your goals, your budget, and your questions. All of them.
A little paperwork — less than you think — a strategy that fits your life, and a pre-approval that actually means something when you make an offer.
The search, the offer, inspections, appraisal, underwriting — all the way to keys in your hand. The part where others go quiet is where we get loud.
The reputation
First home or fifth, W-2 or self-employed, simple file or the kind other places turn away — if there's a path, we find it. Our clients have kept the record perfect.
"Plan Prepare Home was incredibly helpful in guiding my wife and I through the entire process of buying our first home."
"Kyle and Anthony were terrific every step of the way and enabled me to get a home mortgage in record time."
"Jim is a truly exceptional loan officer! He provided invaluable assistance in our purchase of our first home."
"Jim with Plan Prepare Home was such a pleasure to work with. He and his team made the home-buying process smooth and easy."
"Kyle and his team are Amazing! I can always get a hold of him when I have questions on a loan."
"Kyle is a savant in his field and treats his clients with the personal investment and responsibility you'd expect as if he was working his own mortgage."
"I have been working in the real estate industry since 2009 and I have never seen a Loan Officer who cares so much for his clients and goes so far above and beyond."
"Kyle helped us purchase our first home a few years ago and recently helped us close on our second property in North Park. We cannot recommend him and his team highly enough."
"Kyle and his team worked wonders for us in the acquisition of our San Diego home. Naturally when it came up for a refi, we contacted him."
Where we work
Home base is North Park, San Diego — but everything we do travels: planning calls, live scenarios, your client portal. Down the street or two time zones away, the experience is the same. Tap a state to see the local playbook.
■ California — home base, San Diego■ Arizona■ Colorado■ Texas■ Florida■ Oregon■ Washington■ Nebraska
Who we are
We're neighbors, parents, musicians, and (between us) a few decades of getting San Diego families home.



Ink for now — real photos of us in our natural states are on the way.
Our home
A place in North Park where art and community come together — gatherings, music, exhibitions, good friends. It's also where we help families get into their new homes. Business in the front, party in the back.
Visit granada-house.com →Three doors, pick any
Two minutes of questions, zero commitment, no credit pull — or skip straight to the application, or just text us like a person.
Not sure where to start?Pick a door — prove you're ready, rate yourself, check how you qualify, or just skip to a human. Choose your path →A real human replies ASAP. Every message you get from us was written or approved by Kyle, Jim, or Anthony — that's a promise, not a chatbot.